I decided to pay for a real credit report to see what the deal is, and the one I got put me at a much higher rating. a 694 to be exact, while as the one providian/wamu provided me with read a 596. thats nearly a hundred point fucking difference. what the hell?! what are they giving me fake readings to try to get me to pay my shit off with them faster?! ugh.. well its comforting to know that my credit isn’t complete shit yet, and that my “credit rating ranks higher than 38.31% of U.S. consumers.” haha.



